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If you have sustained injuries in a motor vehicle accident in Georgia due to someone else’s negligence, you might be considering legal action. This step can emphasize the seriousness of your claim and help secure your right to compensation for medical expenses, lost wages, pain and suffering, and other damages related to the accident. In the following guide, we will outline the steps that can assist you in pursuing the financial damages you rightfully deserve.
Georgia Is a Fault State
Georgia operates under a fault-based insurance system, meaning that in a car accident, you must establish that the other driver was negligent to successfully recover damages. This involves demonstrating that the other driver’s actions directly contributed to the accident and your subsequent injuries or losses. Evidence such as police reports, witness statements, and photographs can be helpful in proving negligence.
Report the Accident
After a crash, call the police to report the accident, regardless of whether it seems minor. An official police report is crucial, as this document will serve as important evidence for any potential claims or legal matters that may arise later.
Seek Medical Attention
Even if you believe your injuries are minor, you should still immediately obtain medical attention. Some injuries, such as internal bleeding or concussions, may not be immediately apparent. A healthcare professional can evaluate your health, provide necessary treatments, and document your injuries, which can be critical for any claims you might need to file in the future.
Document the Accident
Try to document the scene right after the accident. Take clear pictures of the damage to your vehicle, the positions of the vehicles involved, and any relevant traffic signs or signals. Additionally, gather contact information from any witnesses, including names, phone numbers, and addresses. Make detailed notes about the circumstances of the accident, including the time, date, weather conditions, and any contributing factors you noticed, as this information can help build your case.
Contact Your Insurance Company
As soon as you can, notify your insurance company about the accident. Provide them with all the relevant details, including your policy number, a description of the accident, and any documentation you have gathered. This allows them to start the claims process and determine your coverage options.
Negotiate a Settlement
If the at-fault driver’s insurance company offers you a settlement, take the time to review it carefully. Make sure it covers all your medical expenses, property damages, lost wages, and any pain and suffering you have experienced. It may be beneficial to consult with an attorney with experience handling car accidents before accepting any offers to ensure your interests are fully protected.
Consider Legal Representation
If you cannot reach a satisfactory settlement with the insurance company or your claim is denied, consider seeking legal representation. Consulting with an experienced Georgia car accident attorney can help you understand your rights and options for pursuing further compensation, possibly through filing a lawsuit. These legal professionals can also guide you through the legal process, negotiate on your behalf, and represent you in court if necessary.
The Damages You May Be Able To Pursue
If you successfully prove negligence, you may be entitled to various types of compensation, depending on the specifics of your case. This can include recovery for medical expenses incurred due to the accident, lost wages resulting from your inability to work, compensation for pain and suffering endured after the event, property damage costs for any damage to your vehicle, and other related costs. However, it is critical to keep detailed records of all injuries, treatments, and expenses to effectively support your claim for damages.
Contact Richard D. Hobbs & Associates To Review Your Case
If you have been injured in a Georgia car accident and want to review your legal options, contact Richard D. Hobbs & Associates today to speak with our experienced car accident attorney.